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    <title>Presolve Blog</title>
    <description>Expert insights on dispute prevention, customer satisfaction, and revenue protection</description>
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      <title><![CDATA[Is Friendly Fraud Illegal? What Merchants Need to Know About Chargeback Fraud Consequences]]></title>
      <description><![CDATA[The legal framework behind chargeback fraud, what penalties exist, why prosecution is rare, and what merchants can actually do to protect themselves]]></description>
      <link>https://presolve.co/blog/is-friendly-fraud-illegal</link>
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      <pubDate>Thu, 12 Mar 2026 00:00:00 GMT</pubDate>
      <author>Presolve Team</author>
      <category>friendly-fraud</category>
      <category>chargebacks</category>
      <category>chargeback-fraud</category>
      <category>fraud-prevention</category>
      <category>dispute-prevention</category>
      <category>legal</category>
      <category>wire-fraud</category>
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      <title><![CDATA[The AI Chargeback Fraud Wave: How Fraudsters Use ChatGPT to Scale Friendly Fraud]]></title>
      <description><![CDATA[How fraudsters weaponize ChatGPT, AI image generators, and automated agents to scale friendly fraud — and the seven detection signals that expose them]]></description>
      <link>https://presolve.co/blog/ai-chargeback-fraud</link>
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      <pubDate>Fri, 06 Mar 2026 00:00:00 GMT</pubDate>
      <author>Presolve Team</author>
      <category>ai-fraud</category>
      <category>chargebacks</category>
      <category>friendly-fraud</category>
      <category>chatgpt</category>
      <category>fraud-prevention</category>
      <category>dispute-prevention</category>
      <category>chargeback-fraud</category>
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      <title><![CDATA[The BNPL Chargeback Trap: Why Buy Now, Pay Later Has a 13% Dispute Rate]]></title>
      <description><![CDATA[Why BNPL transactions have a 13% dispute rate, what the five structural vulnerabilities are, and six prevention strategies that cut chargebacks 60-75%]]></description>
      <link>https://presolve.co/blog/buy-now-pay-later-dispute-prevention</link>
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      <pubDate>Fri, 13 Feb 2026 00:00:00 GMT</pubDate>
      <author>Presolve Team</author>
      <category>bnpl</category>
      <category>buy-now-pay-later</category>
      <category>chargebacks</category>
      <category>dispute-prevention</category>
      <category>fraud</category>
      <category>friendly-fraud</category>
      <category>vamp</category>
      <category>klarna</category>
      <category>affirm</category>
      <category>afterpay</category>
      <category>payment-processing</category>
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      <title><![CDATA[The Subscription Chargeback Problem: Why 70% of Your Disputes Come From Recurring Billing]]></title>
      <description><![CDATA[Why subscription businesses face 3x more chargebacks than traditional eCommerce and how to prevent them before they hit your VAMP ratio]]></description>
      <link>https://presolve.co/blog/subscription-billing-chargeback-guide</link>
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      <pubDate>Thu, 05 Feb 2026 00:00:00 GMT</pubDate>
      <author>Presolve Team</author>
      <category>subscriptions</category>
      <category>chargebacks</category>
      <category>recurring-billing</category>
      <category>friendly-fraud</category>
      <category>vamp</category>
      <category>free-trials</category>
      <category>dispute-prevention</category>
      <category>saas</category>
      <category>payment-processing</category>
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      <title><![CDATA[Shopify Chargeback Protection: Why Shopify Protect Only Solves 20% of Your Problem]]></title>
      <description><![CDATA[Complete guide to what Shopify Protect covers, what it misses, and how to protect the other 80% of your revenue]]></description>
      <link>https://presolve.co/blog/shopify-chargeback-protection-complete-guide-2026</link>
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      <pubDate>Tue, 03 Feb 2026 00:00:00 GMT</pubDate>
      <author>Presolve Team</author>
      <category>shopify</category>
      <category>chargeback-protection</category>
      <category>shopify-protect</category>
      <category>friendly-fraud</category>
      <category>vamp</category>
      <category>visa-ce-3</category>
      <category>dispute-prevention</category>
      <category>ecommerce</category>
      <category>payment-processing</category>
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      <title><![CDATA[How to Win Chargebacks: Evidence Requirements & Templates 2026 Guide]]></title>
      <description><![CDATA[Exact templates, checklists, and step-by-step process to maximize your dispute win rate]]></description>
      <link>https://presolve.co/blog/how-to-win-chargebacks-evidence-templates-2026</link>
      <guid isPermaLink="true">https://presolve.co/blog/how-to-win-chargebacks-evidence-templates-2026</guid>
      <pubDate>Tue, 27 Jan 2026 00:00:00 GMT</pubDate>
      <author>Presolve Team</author>
      <category>chargebacks</category>
      <category>evidence-templates</category>
      <category>dispute-response</category>
      <category>win-rate</category>
      <category>representment</category>
      <category>visa</category>
      <category>mastercard</category>
      <category>stripe</category>
      <category>fraud-prevention</category>
      <category>compelling-evidence</category>
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      <title><![CDATA[Complete Guide to Chargeback Reason Codes: Stripe, Visa & Mastercard 2026]]></title>
      <description><![CDATA[Win rates, response strategies, and prevention tactics backed by official data]]></description>
      <link>https://presolve.co/blog/chargeback-reason-codes-complete-guide-2026</link>
      <guid isPermaLink="true">https://presolve.co/blog/chargeback-reason-codes-complete-guide-2026</guid>
      <pubDate>Fri, 16 Jan 2026 00:00:00 GMT</pubDate>
      <author>Presolve Team</author>
      <category>reason-codes</category>
      <category>visa</category>
      <category>mastercard</category>
      <category>stripe</category>
      <category>chargebacks</category>
      <category>dispute-management</category>
      <category>win-rates</category>
      <category>prevention</category>
      <category>fraud</category>
      <category>payment-processing</category>
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      <title><![CDATA[Stripe Chargeback Fees & Limits: Complete 2026 Pricing Breakdown]]></title>
      <description><![CDATA[How Stripe's June 2025 fee changes affect your costs and which payment processor saves you the most money]]></description>
      <link>https://presolve.co/blog/stripe-chargeback-fees-2026-pricing-breakdown</link>
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      <pubDate>Thu, 08 Jan 2026 00:00:00 GMT</pubDate>
      <author>Presolve Team</author>
      <category>stripe</category>
      <category>chargeback-fees</category>
      <category>payment-processing</category>
      <category>paypal</category>
      <category>square</category>
      <category>radar</category>
      <category>smart-disputes</category>
      <category>vamp</category>
      <category>dispute-thresholds</category>
      <category>pricing</category>
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      <title><![CDATA[The $400+ Problem Hiding Behind Every $100 Chargeback]]></title>
      <description><![CDATA[Why every disputed transaction costs 4x more than you think and threatens your entire payment processing capability]]></description>
      <link>https://presolve.co/blog/the-400-problem-hiding-behind-every-100-chargeback</link>
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      <pubDate>Mon, 15 Dec 2025 00:00:00 GMT</pubDate>
      <author>Presolve Team</author>
      <category>chargebacks</category>
      <category>friendly-fraud</category>
      <category>vamp</category>
      <category>cost-analysis</category>
      <category>prevention</category>
      <category>payment-processing</category>
      <category>dispute-management</category>
      <category>merchant-risk</category>
      <category>revenue-protection</category>
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    <item>
      <title><![CDATA[Visa introduced Visa Acquirer Monitoring Program ("VAMP")]]></title>
      <description><![CDATA[Complete guide to VAMP thresholds, timelines, and compliance requirements for merchants and acquirers]]></description>
      <link>https://presolve.co/blog/visa-acquirer-monitoring-program-vamp-guide</link>
      <guid isPermaLink="true">https://presolve.co/blog/visa-acquirer-monitoring-program-vamp-guide</guid>
      <pubDate>Wed, 15 Oct 2025 00:00:00 GMT</pubDate>
      <author>Presolve Team</author>
      <category>visa</category>
      <category>vamp</category>
      <category>monitoring-program</category>
      <category>fraud-prevention</category>
      <category>dispute-management</category>
      <category>compliance</category>
      <category>payment-processing</category>
      <category>acquirer-thresholds</category>
      <category>merchant-risk</category>
      <category>chargeback-prevention</category>
    </item>
    <item>
      <title><![CDATA[Understanding Dispute Ratios and Risks]]></title>
      <description><![CDATA[How dispute ratios impact merchants and payment gateway relationships]]></description>
      <link>https://presolve.co/blog/understanding-dispute-ratios-and-risks</link>
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      <pubDate>Wed, 08 Oct 2025 00:00:00 GMT</pubDate>
      <author>Presolve Team</author>
      <category>payments</category>
      <category>disputes</category>
      <category>merchant-risk</category>
      <category>stripe</category>
      <category>adyen</category>
      <category>visa-monitoring</category>
      <category>mastercard-monitoring</category>
      <category>chargeback-fees</category>
      <category>payment-processing</category>
    </item>
    <item>
      <title><![CDATA[Stop Disputes Before They Happen with Presolve]]></title>
      <description><![CDATA[Prevent disputes with predictive analysis. Learn how Presolve helps you stop chargebacks before they start and keep your customers happy.]]></description>
      <link>https://presolve.co/blog/understanding-chargebacks-prevention-guide</link>
      <guid isPermaLink="true">https://presolve.co/blog/understanding-chargebacks-prevention-guide</guid>
      <pubDate>Tue, 30 Sep 2025 00:00:00 GMT</pubDate>
      <author>Presolve Team</author>
      <category>dispute-prevention</category>
      <category>presolve</category>
      <category>customer-satisfaction</category>
      <category>revenue-protection</category>
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